Recreational Vehicle Insurance in Pittsburgh, PA
Owning a recreational vehicle (RV) is a significant financial responsibility. Whether the RV is your home away from home or your full-time residence, having the proper insurance is essential.
What Is Recreational Vehicle Insurance? 
Recreational vehicle insurance is a specialized type of coverage for motorhomes, travel trailers and campers. It offers coverage similar to auto insurance but with extended protection for an RV’s unique risks.
What Does RV Insurance Cover?
An recreational vehicle insurance policy typically includes the following types of coverage:
- Medical payments coverage may help pay for medical treatments if you or your passengers are physically injured in an accident.
- Collision coverage may help pay for repair costs if your RV is damaged in a collision.
- Comprehensive coverage may help pay for repair costs if your RV is damaged due to an incident that is not considered a collision, such as hail, fire, theft or vandalism.
- Liability coverage may help pay for medical expenses, legal fees and other costs if you are found responsible for causing injuries or property damage to others while using your RV.
- Uninsured/underinsured motorist coverage may offer financial protection to help cover the damages if you are in an accident with a motorist lacking insurance or having insufficient coverage.
- Personal property coverage may help repair or replace the personal belongings inside your RV, such as clothing, electronics and other items.
How Much Is RV Insurance?
The cost of RV insurance can be determined by several factors, such as the value of your motor home, your driving record, your RV driving experience and the details of your policy (e.g., types of coverage, limits and deductibles).
How to Get RV Insurance
Contact Neofes Insurance Group LLC today to discuss your RV insurance needs. We have been helping people find insurance solutions since 1960.